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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Samantha Lei

Samantha Lei

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.


As a loan officer, I believe a mortgage should be about building relationship and helping my customers achieve their home financing goals, not just transaction.  

I take a consultative approach to a home loan process by customizing each home financing solution to help customers achieve to their home financial goals. 

I'm confident that by working together, we can make a big difference for people who want to buy homes. I have access to many loan programs and a good credit and processing team, so I can help people prepare for a mortgage. I stand out because I always try to find ways to help buyers, and I'm focused on offering the best service to our clients.

My goal is straightforward - to help people of different backgrounds buy their own homes and improve their lives and their families' futures.

Also, I can speak multiple languages - English, Mandarin, Cantonese, and Taisanese. This skill lets mw help more clients and make the process easier for people from different cultures.

Beside helping with my clients, I also enjoy traveling, cooking, gardening and spending time with my three children. I can originate loans in California, Oregon, Washington, Texas and Florida.

Phone: (510) 717-2216

NMLS#: 1861774

License: CA, FL, OR, TX, WA

Spoken Language: English, Cantonese Chinese, Mandarin Chinese

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 184 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.



Number of Lenders


Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.


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